Applying for a Car Loan at Genesis of Kearny Mesa
Driving a new Genesis vehicle is an experience like none other. And if you’re in the market for new luxury cars in San Diego, plan on making Genesis of Kearny Mesa your next and final stop. Our team of experts can guide you to the new luxury car of your dreams and will make the process of financing a new Genesis car as stress-free as possible. Here are some steps you can take to get a head start!
How to Apply for a Car Loan
Many drivers feel anxiety when approaching the financing process for a new car purchase. However, it can be smooth sailing when you follow the right steps. One of your first orders of business is to check your credit score. Higher credit scores have a better chance of securing a loan approval and are rewarded with lower interest rates most of the time, so figuring this out will help you be prepared. You should also figure out a realistic budget based on what you are able to spend each month on financing. Each vehicle in our online inventory has a “manage your payments” tool that allows you to calculate monthly payments.
If you plan on trading in, you can use our helpful value estimator tool, which can give you a realistic value you can expect for your trade-in. You can factor this value into your monthly budget as well.
Once you know how much you will need to finance, get pre-approved by applying for financing online. This will allow you to come to our San Diego Genesis dealer ready to test drive cars that are within your budget and to make a purchase. Get started today!